When you authenticate with an API Key (x-api-key header), you are billed under the API tier. Usage is deducted from your prepaid USD wallet.Check your balance at any time:
GET /v3/users/me → wallet
OAuth vs API Key: If you authenticate with an OAuth bearer token, usage is billed against your web plan, not the API tier. Check your web plan balance with GET /v3/users/me → subscription.Using an API Key is recommended for automation and integration workflows. API key authentication provides higher concurrency limits and is more flexible and powerful for programmatic use.